Full lending lifecycle
Applications, booking, daily servicing, modifications, write-offs, recovery, accounting, EOD, and portfolio reports — one operational stack.
One platform. Full book. Audit-ready.
Lend, collect, account, and report — without spreadsheets.
Cloud-native loan and credit management for microfinance institutions and lenders — origination through general ledger, end-of-day, and regulatory reporting.
- Provisioned in about a day
- IFRS-ready ECL in the same book
Why FarndaCred
Built for African MFIs. Most competitors handle only the asset side — FarndaCred treats the whole balance sheet as one product.
Both sides of the book
Debtor book for loans you originate, creditor book for facilities you borrow, off-balance guarantees, and memorandum recovery after write-off.
Audit-ready general ledger
Every receipt, disbursement, accrual, provision, and reversal posts to an immutable journal. Trial balance, P&L, and balance sheet are native.
Who it's for
One platform for the teams that run the loan book — from field origination to the finance close.
Microfinance institutions
Full loan book, teller, end-of-day, and IFRS provisioning in one tenant.
Finance & operations
Integrated GL, journals, collections, and maker-checker on the same posting path.
Field staff
Mobile shell for origination, collections, and enquiries — same APIs, not a fork.
From form to live tenant in about a day
Tell us about your institution. We'll provision FarndaCred under your name.
Start a trial